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Chain of title

22/1/19 Chain of title


Chain of title refers to the history of passing of title ownership to real property from the present owner back to the original owner. This record may be kept by a registry office or civil law notary. The chain of title is shown by deeds, judgments in lawsuits over title, affidavits, and other documents showing changes. Before purchasing real property, the purchaser will usually hire a professional to search out the chain of title and provide a report so that a purchaser will be assured the title is clear of any claims. In many real estate transactions, insurance companies issue title insurance based upon the chain of title to the property when it is transferred.

Useful language:
To pass title ownership
Owner = proprietor
Real property = realty
Deed = notarial document
Judgment = court decision, ruling
To purchase = to buy (verb)
A purchase (noun)
Purchaser = buyer (party/ person)
Clear of = free from


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